Attention homeowners in Centreville and Fairfax County: Need an appraisal?

Check out the top 7 reasons why VA homeowners use SML Appraisal Services - SMLAppraisal@gmail.com:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Fairfax county's assessment of your property
  3. Remove PMI to lower your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a VA divorce, when property needs to be divided
  7. To settle an estate in VA by determining the true market value of property in question

Need help determining the price of your house in or near Centreville, VA?
Contact SML Appraisal Services - SMLAppraisal@gmail.com.

At SML Appraisal Services - SMLAppraisal@gmail.com, we understand the particular needs of a homeowner seeking appraisal services. Our usual business clients understand the appraisal process and the usual "products" we deliver to them. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at SML Appraisal Services - SMLAppraisal@gmail.com, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At SML Appraisal Services - SMLAppraisal@gmail.com, we're experts in helping homeowners just like you get rid of undesirable PMI insurance.

Challenge Fairfax county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down or is not appreciating as much as other properties close to yours. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an expert appraisal from SML Appraisal Services - SMLAppraisal@gmail.com is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. SML Appraisal Services - SMLAppraisal@gmail.com can provide you with efficient appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? SML Appraisal Services - SMLAppraisal@gmail.com can help with that too. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.